Overdraft fees may well cause your account to generally be overdrawn by an amount that is larger than your overdraft protection. A $15 cost may possibly apply to every eligible obtain transaction that delivers your account unfavorable. Harmony have to be brought to a minimum of $0 inside of 24 several hours of authorization of the very first transaction that overdraws your account in order to avoid a rate. Overdraft defense is simply out there on Need Deposit Accounts that meet up with eligibility demands. Log into and refer to your Account Agreement to examine aspect availability.

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Early tax refund deposit applies to federal tax returns submitted specifically with The inner Revenue Company here (IRS) and depends upon IRS timing, payment Guidance and financial institution fraud avoidance actions.

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Opt-in necessary. Account needs to have initial qualified direct deposits, should be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing suitable immediate deposits and also other criteria utilize to maintain eligibility for overdraft protection. Only debit card acquire transactions are suitable for overdraft safety and overdrafts are compensated at our discretion. We reserve the best to not spend overdrafts. Such as, we may well not spend overdrafts Should the account is not really in fantastic standing, or is not really getting ongoing suitable direct deposits, or has too many overdrafts.

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